GoVitt
50+ Banks
Compare RatesFrom 7.15%* p.a.
Save ₹15L+
Balance TransferCut high EMI rates
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Buying a home · 0% commission

Know your loan amount before you pick a flat

Type your salary to see what banks will lend you, and what we'd suggest you actually borrow. Free, and no documents.

  • Offers from 50+ banks and HFCs, at no cost to you
  • Two numbers: what banks lend, and what's comfortable
  • We handle the bank follow-ups, right up to disbursal
  • No spam calls, ever
  • Your data is never sold or shared
Already paying EMIs · 0% commission

Pay less on the home loan you already have

Slide to your rate and see your exact saving after every charge. No documents, no credit score impact.

  • Compared with the best rates from 50+ lenders
  • Every charge counted: processing fee, legal, MODT
  • We tell you straight when a switch isn't worth it
  • No spam calls, ever
  • Your data is never sold or shared
Founded by Chartered Accountants
₹1.2 lakh a month
₹/ month
₹
Banks may lend up to₹62.2 lakh
EMI ₹48,000 · 50% of take-home, minus other EMIs
We'd suggest staying near₹46.6 lakh
EMI ₹36,000 · 40% of take-home, what we'd call comfortable
FreeNo documentsNo credit score impactNo spam calls

At 8% for 25 years. Your rate, age, credit score and the property's value change this.

8.60%
₹50 lakh
₹
216 EMIs

Both are on your loan statement: principal outstanding and balance tenure (often shown in months).

You could save8.60% → 7.35%
EMI drops (₹45,581 → ₹41,804)
₹3,777/mo
× 216 EMIs left
₹8,15,832
Switching costs fees, legal, MODT
− ₹65,000
Net saving
₹7.51 lakh

Or keep your EMI and finish 2 yrs 10 mos earlier.

Get my exact savings

Compared with 7.35% for good credit profiles. Switching costs est. ₹65,000 (processing fee, legal, MODT). Indicative only.

Trusted by Bengaluru's leading lenders
SBI
HDFC Bank
ICICI Bank
Axis Bank
Kotak
Bajaj Housing Finance
& 44 more lenders
50+
Regulated Lenders
7.15%*
Starting Rate
12 Days
Avg Disbursal
100%
Free Service

Home Loans from 7.15%* Only with GoVitt

Direct partnerships with 50+ top banks & NBFCs
Dedicated experts securing the lowest rates

Lowest Interest Rates

Canara Bank

Canara Bank

MIN.7.15%*
MAX.11.00%*
LIC Housing Finance

LIC Housing Finance

MIN.7.15%*
MAX.10.30%*
Union Bank of India

Union Bank of India

MIN.7.15%*
MAX.12.65%*
Central Bank of India

Central Bank of India

MIN.7.20%*
MAX.8.75%*
Bajaj Housing Finance

Bajaj Housing Finance

MIN.7.25%*
MAX.10.65%*
Bank of Maharashtra

Bank of Maharashtra

MIN.7.25%*
MAX.9.90%*
State Bank of India (SBI)

State Bank of India (SBI)

MIN.7.25%*
MAX.8.55%*
Federal Bank

Federal Bank

MIN.7.30%*
MAX.9.75%*
IDBI Bank

IDBI Bank

MIN.7.30%*
MAX.10.00%*
Bank of India

Bank of India

MIN.7.35%*
MAX.9.10%*
Indian Overseas Bank

Indian Overseas Bank

MIN.7.35%*
MAX.9.20%*
Indian Bank

Indian Bank

MIN.7.40%*
MAX.10.65%*
Bank of Baroda

Bank of Baroda

MIN.7.45%*
MAX.9.20%*
Canara Bank

Canara Bank

MIN.7.15%*
MAX.11.00%*
LIC Housing Finance

LIC Housing Finance

MIN.7.15%*
MAX.10.30%*
Union Bank of India

Union Bank of India

MIN.7.15%*
MAX.12.65%*
Central Bank of India

Central Bank of India

MIN.7.20%*
MAX.8.75%*
Bajaj Housing Finance

Bajaj Housing Finance

MIN.7.25%*
MAX.10.65%*
Bank of Maharashtra

Bank of Maharashtra

MIN.7.25%*
MAX.9.90%*
State Bank of India (SBI)

State Bank of India (SBI)

MIN.7.25%*
MAX.8.55%*
Federal Bank

Federal Bank

MIN.7.30%*
MAX.9.75%*
IDBI Bank

IDBI Bank

MIN.7.30%*
MAX.10.00%*
Bank of India

Bank of India

MIN.7.35%*
MAX.9.10%*
Indian Overseas Bank

Indian Overseas Bank

MIN.7.35%*
MAX.9.20%*
Indian Bank

Indian Bank

MIN.7.40%*
MAX.10.65%*
Bank of Baroda

Bank of Baroda

MIN.7.45%*
MAX.9.20%*
Canara Bank

Canara Bank

MIN.7.15%*
MAX.11.00%*
LIC Housing Finance

LIC Housing Finance

MIN.7.15%*
MAX.10.30%*
Union Bank of India

Union Bank of India

MIN.7.15%*
MAX.12.65%*
Central Bank of India

Central Bank of India

MIN.7.20%*
MAX.8.75%*
Bajaj Housing Finance

Bajaj Housing Finance

MIN.7.25%*
MAX.10.65%*
Bank of Maharashtra

Bank of Maharashtra

MIN.7.25%*
MAX.9.90%*
State Bank of India (SBI)

State Bank of India (SBI)

MIN.7.25%*
MAX.8.55%*
Federal Bank

Federal Bank

MIN.7.30%*
MAX.9.75%*
IDBI Bank

IDBI Bank

MIN.7.30%*
MAX.10.00%*
Bank of India

Bank of India

MIN.7.35%*
MAX.9.10%*
Indian Overseas Bank

Indian Overseas Bank

MIN.7.35%*
MAX.9.20%*
Indian Bank

Indian Bank

MIN.7.40%*
MAX.10.65%*
Bank of Baroda

Bank of Baroda

MIN.7.45%*
MAX.9.20%*
Canara Bank

Canara Bank

MIN.7.15%*
MAX.11.00%*
LIC Housing Finance

LIC Housing Finance

MIN.7.15%*
MAX.10.30%*
Union Bank of India

Union Bank of India

MIN.7.15%*
MAX.12.65%*
Central Bank of India

Central Bank of India

MIN.7.20%*
MAX.8.75%*
Bajaj Housing Finance

Bajaj Housing Finance

MIN.7.25%*
MAX.10.65%*
Bank of Maharashtra

Bank of Maharashtra

MIN.7.25%*
MAX.9.90%*
State Bank of India (SBI)

State Bank of India (SBI)

MIN.7.25%*
MAX.8.55%*
Federal Bank

Federal Bank

MIN.7.30%*
MAX.9.75%*
IDBI Bank

IDBI Bank

MIN.7.30%*
MAX.10.00%*
Bank of India

Bank of India

MIN.7.35%*
MAX.9.10%*
Indian Overseas Bank

Indian Overseas Bank

MIN.7.35%*
MAX.9.20%*
Indian Bank

Indian Bank

MIN.7.40%*
MAX.10.65%*
Bank of Baroda

Bank of Baroda

MIN.7.45%*
MAX.9.20%*
Punjab National Bank (PNB)

Punjab National Bank (PNB)

MIN.7.45%*
MAX.9.35%*
ICICI Bank

ICICI Bank

MIN.7.55%*
MAX.11.20%*
Godrej Housing Finance

Godrej Housing Finance

MIN.7.65%*
MAX.11.00%*
L&T Finance

L&T Finance

MIN.7.75%*
MAX.12.00%*
Kotak Mahindra Bank

Kotak Mahindra Bank

MIN.7.85%*
MAX.12.00%*
HDFC Bank

HDFC Bank

MIN.8.00%*
MAX.13.45%*
Axis Bank

Axis Bank

MIN.8.25%*
MAX.9.35%*
IIFL Home Finance

IIFL Home Finance

MIN.8.65%*
MAX.17.00%*
IDFC FIRST Bank

IDFC FIRST Bank

MIN.8.75%*
MAX.11.00%*
Tata Capital

Tata Capital

MIN.8.75%*
MAX.17.00%*
Can Fin Homes

Can Fin Homes

MIN.8.95%*
MAX.14.00%*
Yes Bank

Yes Bank

MIN.8.95%*
MAX.13.75%*
Punjab National Bank (PNB)

Punjab National Bank (PNB)

MIN.7.45%*
MAX.9.35%*
ICICI Bank

ICICI Bank

MIN.7.55%*
MAX.11.20%*
Godrej Housing Finance

Godrej Housing Finance

MIN.7.65%*
MAX.11.00%*
L&T Finance

L&T Finance

MIN.7.75%*
MAX.12.00%*
Kotak Mahindra Bank

Kotak Mahindra Bank

MIN.7.85%*
MAX.12.00%*
HDFC Bank

HDFC Bank

MIN.8.00%*
MAX.13.45%*
Axis Bank

Axis Bank

MIN.8.25%*
MAX.9.35%*
IIFL Home Finance

IIFL Home Finance

MIN.8.65%*
MAX.17.00%*
IDFC FIRST Bank

IDFC FIRST Bank

MIN.8.75%*
MAX.11.00%*
Tata Capital

Tata Capital

MIN.8.75%*
MAX.17.00%*
Can Fin Homes

Can Fin Homes

MIN.8.95%*
MAX.14.00%*
Yes Bank

Yes Bank

MIN.8.95%*
MAX.13.75%*
Punjab National Bank (PNB)

Punjab National Bank (PNB)

MIN.7.45%*
MAX.9.35%*
ICICI Bank

ICICI Bank

MIN.7.55%*
MAX.11.20%*
Godrej Housing Finance

Godrej Housing Finance

MIN.7.65%*
MAX.11.00%*
L&T Finance

L&T Finance

MIN.7.75%*
MAX.12.00%*
Kotak Mahindra Bank

Kotak Mahindra Bank

MIN.7.85%*
MAX.12.00%*
HDFC Bank

HDFC Bank

MIN.8.00%*
MAX.13.45%*
Axis Bank

Axis Bank

MIN.8.25%*
MAX.9.35%*
IIFL Home Finance

IIFL Home Finance

MIN.8.65%*
MAX.17.00%*
IDFC FIRST Bank

IDFC FIRST Bank

MIN.8.75%*
MAX.11.00%*
Tata Capital

Tata Capital

MIN.8.75%*
MAX.17.00%*
Can Fin Homes

Can Fin Homes

MIN.8.95%*
MAX.14.00%*
Yes Bank

Yes Bank

MIN.8.95%*
MAX.13.75%*
Punjab National Bank (PNB)

Punjab National Bank (PNB)

MIN.7.45%*
MAX.9.35%*
ICICI Bank

ICICI Bank

MIN.7.55%*
MAX.11.20%*
Godrej Housing Finance

Godrej Housing Finance

MIN.7.65%*
MAX.11.00%*
L&T Finance

L&T Finance

MIN.7.75%*
MAX.12.00%*
Kotak Mahindra Bank

Kotak Mahindra Bank

MIN.7.85%*
MAX.12.00%*
HDFC Bank

HDFC Bank

MIN.8.00%*
MAX.13.45%*
Axis Bank

Axis Bank

MIN.8.25%*
MAX.9.35%*
IIFL Home Finance

IIFL Home Finance

MIN.8.65%*
MAX.17.00%*
IDFC FIRST Bank

IDFC FIRST Bank

MIN.8.75%*
MAX.11.00%*
Tata Capital

Tata Capital

MIN.8.75%*
MAX.17.00%*
Can Fin Homes

Can Fin Homes

MIN.8.95%*
MAX.14.00%*
Yes Bank

Yes Bank

MIN.8.95%*
MAX.13.75%*
Compare interest rates across all 50+ lenders in 2026
Simple Process

How GoVitt actually works

Four steps from application to keys-in-hand, every step has a person, a deadline, and a status. No black boxes, no surprises.

12average days to disbursal
50+banks, NBFCs & HFCs
9:41GoVitt
Step 1 · Apply
Fill up form
Full nameAarav Sharma
Monthly income₹ 1,40,000
CIBIL Score724 · Good
Loan amount₹ 62,00,000
LIC Housing Finance7.15%
Bajaj Housing Finance7.25%
SBI7.25%
ICICI Bank7.55%
50+ lenders available
KYC verified
Income docs reviewed
Property valuation done
Sanction letter issued
🏠
₹ 62,00,000
Disbursed to seller · 11 May
Tenure20 yrs
EMI₹ 53,420 / mo
Why Choose Us

Your Home Loan, Simplified

Getting a home loan doesn't have to be a headache. Let our team do the heavy lifting for you.

TRANSPARENT

No Spam Calls

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100% SECURE

No Data Leaks

Your personal information is strictly protected. We never sell or share your data with any third parties.

TOP RATES

Best Rates

We check offers from multiple banks to make sure you're getting the best interest rate possible.

FAST

Fast & Reliable

We know your time is valuable. Our team works fast to get your loan approved without cutting corners.

EXPERT

Expert Team

Our advisors take the confusion out of the process, answering your questions and helping you choose the right loan.

0%

Completely Free

We don't charge you any commission or hidden fees. Our help is 100% free from start to finish.

THE GoVitt ADVANTAGE

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See why thousands choose us over traditional methods to secure their home loan.

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Frequently Asked Questions

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Office Address

BHIVE, Old Airport Road, Bangalore

Phone

+91-70194-17854

Mon-Sat, 9AM-7PM

Email

customer@govitt.com

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