Frequently Asked Questions
Got a question? We've got answers. And if you don't see what you're looking for here, just pick up the phone and call us — a real person will pick up.
Honestly? Because we're not loyal to any single bank. Most agents push whichever lender pays them the fattest commission — we don't work that way.
When you apply, we run your profile past 50+ banks, NBFCs and housing finance companies at once, then put the three lowest-rate offers in front of you, side by side. You see the actual ROI on each, not a vague "starting from" number. You pick. We don't decide for you.
And because lenders know we bring them serious, pre-checked applicants, they often quote us sharper rates than you'd get walking into a branch on your own.
No — and this is the part most people worry about, so let's be clear.
When we show you your options, we use what's called a soft check. It's like peeking at your own report — it leaves no mark and doesn't move your score one bit. You can compare offers as many times as you like.
Your score is only ever touched when you give the green light and a lender does a formal (hard) enquiry to issue the loan. Nothing happens behind your back.
Yes. Free for you, from start to finish. No sign-up fee, no consultation fee, no "convenience" charge hiding in the fine print.
Here's how we actually make money, since free always raises an eyebrow: the lender pays us a referral fee once your loan is disbursed — and only then. So we're paid for finding you a loan you're happy with, not for squeezing you. If your loan doesn't go through, we earn nothing.
Absolutely — this is one of the things we do most. It's called a balance transfer, and a lot of people are paying 1–2% more than they need to simply because they took their loan years ago and never revisited it.
Send us your current loan details and we'll tell you, straight up, whether moving it actually saves you money after accounting for processing and switching costs. If it doesn't make sense for you, we'll say so — there's no point shifting your loan just to shift it.
When it does add up, even half a percent can mean a few lakhs saved over the life of the loan.
It depends on a few honest factors: your income, your existing EMIs, your CIBIL score, and the value of the property you're buying.
As a rough rule of thumb, lenders fund up to 75–90% of the property's value, and they like your total EMIs to stay under about half your monthly take-home. But every case is different, and we'd rather give you a real number than a generic one.
Share your details and we'll come back with an eligibility figure you can actually plan around — no inflated promises.
Faster than you'd expect, as long as your documents are in order.
Most applications get a sanction within 24–48 hours. Once the paperwork and property verification are wrapped up, disbursal can happen the same day.
The honest variable is documents — if something's missing or a property paper needs sorting, it adds time. That's exactly why you get one dedicated person who chases all of it for you, so it doesn't stall in someone's inbox.
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